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14 NFL Stars Who Were Very Smart With Their Money

Not every NFL star falls into the trap of reckless spending and flashy purchases. Some players treat their careers like a business and make their money work just as hard as they do on the field.

From smart investments to low-key lifestyles, these NFL pros proved that financial literacy isn’t just for Wall Street. Let’s take a look at NFL players who played the long game when it came to their bank accounts.

14. Josh McCown

Jan 5, 2020; Philadelphia, Pennsylvania, USA; Philadelphia Eagles quarterback Josh McCown (18) passes the ball against the Seattle Seahawks during the second quarter in a NFC Wild Card playoff football game at Lincoln Financial Field.
Bill Streicher-Imagn Images

He may have bounced around the league, but McCown quietly built up a nice nest egg. He’s always been praised for his frugality and thoughtful approach to life after football.

13. Andrew Luck

Indianapolis Colts quarterback Andrew Luck (12) begins to celebrate in the fourth quarter of their AFC Wild Card playoff game at NRG Stadium in Houston, TX., on Saturday, Jan. 5, 2019. Indianapolis Colts Play At Houston Texans
Matt Kryger/IndyStar

Before shocking the world with his early retirement, Luck was already planning for life beyond football. He saved a massive chunk of his earnings and chose peace of mind over flashy spending.

12. Calvin Johnson

Dec 27, 2015; Detroit, MI, USA; Detroit Lions wide receiver Calvin Johnson (81) holds the ball before the game against the San Francisco 49ers at Ford Field
Raj Mehta-Imagn Images

Megatron didn’t just walk away from the game—he walked into a business empire. He’s invested in several ventures, including cannabis wellness, and he’s financially fine.

11. Kirk Cousins

Nov 10, 2024; New Orleans, Louisiana, USA; Atlanta Falcons quarterback Kirk Cousins (18) passes against the New Orleans Saints during the first half at Caesars Superdome.
Stephen Lew-Imagn Images

Say what you want about his playstyle, but Cousins knows how to manage a bank account. He’s driven the same van for years and is notorious for saving rather than splurging.

10. Sam Bradford

Dec 24, 2016; Green Bay, WI, USA; Minnesota Vikings quarterback Sam Bradford (8) warms up before a game against the Green Bay Packers at Lambeau Field.
Benny Sieu-Imagn Images

People love to joke about how much money Bradford made, but he held onto it. He was the last big rookie contract before the CBA shift and didn’t blow it all on the way out.

9. Brandon Copeland

Dec 9, 2018; Orchard Park, NY, USA; New York Jets outside linebacker Brandon Copeland (51) walks off the field prior to the game against the Buffalo Bills at New Era Field
Rich Barnes-Imagn Images

This guy taught a class on financial literacy at Penn. Copeland has made smart investments, saved diligently, and set a new standard for players and money.

8. Ryan Fitzpatrick

Oct 18, 2020; Miami Gardens, Florida, USA; Miami Dolphins quarterback Ryan Fitzpatrick (14) attempts a pass against the New York Jets during the first half at Hard Rock Stadium.
Jasen Vinlove-Imagn Images

Harvard guy, remember? Fitzpatrick never chased the spotlight and made smart moves with every paycheck he got from his long, sneaky, successful career.

7. Ndamukong Suh

Sep 17, 2017; Carson, CA, USA; Miami Dolphins defensive tackle Ndamukong Suh (93) looks across the Los Angeles Chargers offensive line during the second half at StubHub Center
Orlando Ramirez-Imagn Images

Suh is known for his aggressive play, but his off-field strategy is all about control. He’s built an impressive real estate portfolio and takes investing seriously.

6. Larry Fitzgerald

Dec 20, 2020; Glendale, Arizona, USA; Arizona Cardinals wide receiver Larry Fitzgerald (11) scores a touchdown against the Philadelphia Eagles in the first half at State Farm Stadium
Mark J. Rebilas-Imagn Images

One of the most respected players in league history, Fitzgerald’s business acumen is just as strong as his hands. He’s been involved in tech, real estate, and philanthropy without ever making headlines for poor choices.

5. Joe Thomas

May 26, 2015; Berea, OH, USA; Cleveland Browns offensive lineman Joe Thomas (73) during organized team activities at the Cleveland Browns training facility
Ken Blaze-Imagn Images

The former Browns lineman wasn’t just smart with his health—he was smart with his money. Thomas stayed grounded, invested wisely, and transitioned smoothly into broadcasting.

4. Russell Wilson

Jan 3, 2021; Glendale, Arizona, USA; Seattle Seahawks quarterback Russell Wilson (3) throws a pass against the San Francisco 49ers during the second half at State Farm Stadium.
Joe Camporeale-Imagn Images

Wilson’s investments off the field are as calculated as his game-time decisions. He’s built partnerships with major companies and plays the long game regarding wealth.

3. Rob Gronkowski

Aug 14, 2021; Tampa, Florida, USA;Tampa Bay Buccaneers tight end Rob Gronkowski (87) works out prior to the game against the Cincinnati Bengals at Raymond James Stadium.
Kim Klement-Imagn Images

Gronk might come off as the party guy, but he’s famously said he never touched his NFL salary and lived off endorsements. It turns out the big smile is a pretty sharp financial mind.

Read More: 22 NFL Stars Who Got Rich Fast and Went Broke Even Faster

2. Peyton Manning

Feb 7, 2016; Santa Clara, CA, USA; Denver Broncos quarterback Peyton Manning (18) throws a pass in the first quarter of Super Bowl 50 at Levi's Stadium.
Kirby Lee-Imagn Images

He wasn’t just calling audibles on the field but also calling shots off it. Manning turned his earnings into business success, with savvy investments and endorsements that still roll in today.

Read More: 22 NFL Stars Who Got Rich Fast and Went Broke Even Faster

1. Marshawn Lynch

Nov 26, 2017; Oakland, CA, USA; Oakland Raiders running back Marshawn Lynch (24) warms up before the start of the game against the Denver Broncos at Oakland Coliseum.
Cary Edmondson-Imagn Images

Beast Mode was quietly one of the league’s savviest earners. He famously never spent his NFL salary, built a brand, and ensured his money stayed as powerful as his stiff arm.

Read More: Ranking the 15 Smartest NFL Quarterback Draft Picks of All Time

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